|6 Months||3.10 %|
|1 Year||2.99 %|
|2 Years||3.24 %|
|3 Years||3.09 %|
|4 Years||3.54 %|
|5 Years||3.24 %|
|7 Years||3.44 %|
|10 Years||3.99 %|
|Current Prime||3.45 %|
|5 Year Variable||2.40 %|
Go ahead. Jump in!
Thinking about buying your first home? This may be your golden moment.
Mortgage rates are still very attractive, and it’s a great season to shop for a new home. You probably have some good questions before you jump in to home ownership. How much downpayment do I need to save up? Is the best mortgage just the one at the lowest rate? Will I find a house I love at a price I can live with?
That’s good; this is the time to ask lots of questions. I have the answers you need to make an informed decision. There are so many options out there that often cause people to focus on finding the lowest possible rate, and figure that’s the best route to the best mortgage.
Not so. Rate is only one feature in any mortgage – and a low rate with the wrong features could have you paying thousands of dollars extra over the life of your mortgage.
That’s why so many first-time buyers tend to seek out a mortgage professional for advice; they are thinking hard about this big financial decision, and are very savvy about seeking out their options. I have access to dozens of lenders so I can find a mortgage tailored to your needs, with the right balance of rate and features to suit your situation.
While it’s important to be prudent, some first-time homebuyers can be a bit too cautious. I can assess your situation to help you determine if it’s the perfect time to jump in, and can pre-approve you before you start shopping for a home. Call today!
An attitude of gratitude.
In the rush and chaos of our everyday life, it can be hard to remember to be grateful for our good fortune. I am grateful every day I come to work! I get to help great people achieve their dreams of home ownership and financial security. I also feel it is a privilege to be a trusted mortgage-for-life professional, to be there through my clients’ mortgage years, from their first home onward. And I welcome their friends and relatives, helping them along on their homeownership journeys.
What are you grateful for?
Soon we’ll be gathering with those who are dear to our hearts to pause and give thanks for our many good fortunes, especially for the comforts of family, friends and home. These are the occasions that turn a house into a home and I’m honoured that so many will be celebrating in homes that I helped them achieve. From my house to yours …. best wishes for a great weekend!